Purchasing a property in Gurgaon seems exciting new starts, fresh space, and a completely new lifestyle. However, most purchasers only learn about the hidden charges after signing the paperwork. These are the small (and sometimes not-so-small) quantities that appear unexpectedly throughout the purchasing process and completely disrupt your budget.
These are not quite “secret,” but no builder, broker, or flashy brochure makes them plain. That is why people nowadays choose to deal with the best real estate consultant company in gurgaon, as they can assist decipher these charges before you get involved.
Let’s go down the actual, practical, money-related surprises you should expect—without sounding like a stuffy legal manual.
1. GST on under-construction flats.
This is the first curveball.
GST is applicable when purchasing an under-construction home. Many first-time customers believe the price displayed on the billboard is the final cost. It is not.
While ready-to-move-in flats are exempt from GST, the majority of under-construction properties are subject to it. That is a significant amount for a large-ticket buy.
Tip: Always inquire whether GST is included in the “quoted price” or whether it will be charged later. This one line may have a significant impact on your whole budget.
2. PLC (Preferential Location Charges) – The Silent Price Booster
This is one fee almost no builder advertises upfront.
- Want a corner flat?
- Higher floor?
- Park-facing?
- Pool-facing?
- Near the entrance?
Congrats… you’ll pay extra.
PLC can easily add a few lakhs—or more—to your flat cost. Many buyers don’t realize they opted for a premium unit until they see the final cost sheet.
A genuine advisor from the best real estate consultant company in Gurgaon usually highlights this early to help you choose smartly.
3. Parking Charges Not Included
Most people think that parking is included with the apartment. Nope.
Covered parking, open parking, and stilt parking all pay differently. Many developments even provide extra parking spaces as an add-on.
Parking fees might range from affordable to extremely high. And once you’ve moved in, you can’t truly escape it. Nobody likes to spend their evenings looking for a safe location to park.
4. Clubhouse and Maintenance Charges
Builders enjoy displaying large pools, gym rooms, co-working cafes, children’s play areas, dance studios, and other amenities. Yes, they are fantastic. Until your bill arrives.
There are two types of charges here.
a.one-time maintenance deposit
Often taken at the time of ownership, for the first year or two.
- Monthly maintenance expenses.
These might be high in premium communities, particularly in Gurgaon, where most developments have luxury facilities. Do consider this because it is not optional—you must pay it once you start living there.
5. Stamp Duty and Registration Fees
This is officially “known,” yet many people calculate it incorrectly. Haryana has greater stamp duty than other states, and registration fees add to the cost.
These fees alone might amount into lakhs. They are required, non-negotiable, and cannot be postponed—so include them in your budget.
6. Interior and Fit-out Costs
The fact is that even the best-looking sample flat does not really represent the apartment once it is yours.
Most Gurgaon flats are bare—no wardrobes, no fans, and often no lighting or modular kitchens. Suddenly, you realize that interiors are another major expenditure.
A brief overview of typical interior add-ons:
- Woodwork (wardrobes and storage)
- Modular kitchens
- Lights and fans
- False ceiling
- Curtains and Blinds
- Furnishing
- Electrical fittings
- Paint or wallpaper?
Even a modest, functional interior arrangement might cost several lakhs. When you pick quality materials, the figure immediately rises.
7. Advance Maintenance + Sinking Fund
Many builders charge upfront maintenance for 1-2 years upon possession. In addition, some societies charge for a sinking fund, which is a pool of money set out for long-term maintenance such as lift replacement, exterior repainting, clubhouse refurbishment, etc.
Most purchasers are startled to see this sum added to their final payment document.
8. Development Charges: EDC & IDC
There are two phrases that every Gurgaon buyer should know:
- EDC – External Development Charges
- IDC – Internal Development Charges
These are collected from buyers for infrastructure development projects such as roads, drainage, and public utilities. Many builders include it in the base price, while some add it later as a distinct line item.
And believe me, they are not tiny sums.
9. Legal & Documentation Costs
Whether you engage a lawyer or cooperate with the builder’s legal team, paperwork is not free. Most purchasers use independent legal professionals to verify:
- Builder’s license
- Title paperwork.
- Encumbrance records
- RERA Compliance
Legal expenses vary, but they are crucial. This is not the place to make compromises or take risks.
10. Brokerage or consultation fees.
Some professional real estate consultants charge a fee, while others operate on a builder commission basis. Regardless, clarity is important.
A reputable consultant discloses their pricing structure upfront. The best real estate consultant company in gurgaon generally offers total transparency, so you know precisely what you’re paying for and why.
Why Knowing These Costs Helps You Buy Smarter.
Most budget errors occur when customers just evaluate the flat’s base pricing. But the base price is only the beginning. Once you have added:
- GST
- PLC
- Maintenance costs
- Stamp Duty
- Registration
- Parking
- Interiors
- Development charges
Final Thoughts
Purchasing a property in Gurgaon is a significant choice that demands complete clarity—not partial information. Hidden charges are not intended to terrify you; they are just part of the process. The true issue arises when no one explains them till the conclusion.
That’s why buyers nowadays choose to work with the best real estate consultant company in gurgaon expert advice makes a huge difference. You grasp the true budget, prevent surprises, and select a property that suits your lifestyle and money comfortably.
A apartment is more than simply a property; it is a long-term commitment. The more you know, the better your decision will be.
